Benefits SolutionsThe Right Benefits Plan for You and Your Employees
Your employee benefits package is a valuable instrument for attracting and retaining outstanding employees. And your employees are all individuals, with individual needs and preferences. Instead of asking them to accept “the plan”, we work with them to choose between as many as seven different plans so they can have a plan that is just right for them.
Your health insurance plan is the key benefit that attracts and retains employees. In the Western Pennsylvania health insurance market, five primary insurers offer hundreds of plan design options.
With more than 35 years’ of experience in benefits brokering and consulting, Corporate Benefits Consultants has become expert in determining which plan designs and funding options best suit a client’s needs and then working with the insurance carriers to produce the most competitive pricing. We can also help you navigate healthcare-reform compliance and develop strategies to improve your workforce’s health and productivity.
Corporate Benefits Consultants, Inc. (CBC) is a Pennsylvania Registered Investment Advisor that focuses solely on employer sponsored retirement plans. Like most companies that operate in this space, the firm has access to bundled, unbundled and open access administration/investment platforms.
What separates CBC from the crowd is the knowledge of and application of the fi360 Prudent Practices for Investment Fiduciaries.
The importance of Group Life, Accidental Death and Dismemberment (AD&D), and Short- and Long-Term Disability benefits is often overlooked by employees — but only until they are needed.
Between 15 and 20 insurance carriers offer these policies, and most employees don’t have a preference among carriers. Because of this, Corporate Benefits Consultants compares costs among carriers for these coverages at each renewal to enable you to provide these important employee benefits as cost effectively as possible.
Surveys have shown that most employees are more loyal to their dentist than to their primary care physician. Because of this, when Corporate Benefits Consultants markets a dental plan, we are concerned with more than just the financial aspect of the process.
We have developed a process we suggest to our clients that helps to ensure that employees’ dentist relationships are disrupted as little as possible. This process ensures that the employer doesn’t make a change in carrier because of premium savings that results in employee dissatisfaction and ultimately costs more because of lost productivity.
With the rising costs of employee benefits, many employers want to improve their benefits offerings, but they don’t want to incur any additional cost.
Because of this, voluntary benefits have become very popular as a way to offer additional benefits at competitive rates to only those employees who see value in them and are willing to pay for them through payroll deductions.